Posts
I don't know why, but i suddenly feel like blogging. Blogs. In 2016, in the era of facebook, twitter, instagram etc, with news feeds, limited characters, pics with short captions, do people still blog? Especially a blog with zero pictures? How does one express themselves without that in the moment smart jibe or selfie to go along?
Old fashion me, i honestly do not appreciate the new social media. Yet i can understand why it is so popular. 5 years since i even log on to blog a new post. 5 years, its like an eternity in the internet world. Yet i enjoy a moment like now, when I have some time alone to myself. To collect my thoughts, to pen it down in words. It just feels... almost therapeutic.
In the 5 years, much has changed of course. I re-read all my posts. I too have changed. Which makes me a little sad to be honest. I hardly have any personality and beliefs left in me anymore. Yet that had somehow finally allowed me to 'fit in', be part of the clique, to finally be successful in a corporate sense of things.
I tendered my resignation officially again today. Looking at when I started the blog in 2009, I just left my first job. That seems like a lifetime ago. In exactly one month's time, I will be starting training in my new job, an old firm that I had regrets leaving, and hopefully, this is finally the chance to make things right.
I look back at how my career has gone. 10 years in the industry this year. From a person that knows nothing about finance, to leading a team of seasoned priority bankers in one of the most prestigious bank/brand, I think it is ok for me to feel a little bit of pride today. From one of my first post looking back at my starting basic salary of $2300 in 2009 to a comfortable $9000 today, it's a rough 39% increment yearly. While it may not be the most impressive jump among my peers given the low base i started out with, I do believe I'm finally on track and a new phase is just beginning for me.
My life has changed drastically. Married now. Can't believe it would happen 10 years back but it really did. I've done many things that I had dreamed of especially in terms of satisfying my wanderlust.
Nothing quite satisfied me like the sight of an aurora on snowy mountain top, sailing through the majestic fjords dreaming of being a viking, enduring the blistering Italian summer imagining a gladiator life in the colosseum and finally Saint Basil and the red square in the horizon. I truly felt like I've finally lived.
My wife asked me lately out of the blue.
"Are you happy?" she said
A simple line, a simple question.
Yet I honestly couldn't give her an answer.
Life for me, for so long, except when I'm traveling, been nothing but mundane.
I do things not because I like it, but because I have to, because its a means to an end.
I love my wife. She makes me laugh all the time. But does laughter equate to happiness?
Do I enjoy my job? Do I like banking? I honestly do not think so. I derive no pleasure from it. But its something I get paid to do, and I somehow do it pretty good and people start paying me more to continue doing it and the cycle simply goes on.
People always say find something you love and you never had to work, but I don't really have a passion other than traveling, and without the money, I can't go anywhere anyway so I just continue to work for 11 months and hope to enjoy 2 weeks every year. That's it. Happy? Not exactly. But at least I have that 2 weeks a year so its better than 0. :)
I think a dream job if I ever can choose one, would be a travel writer. But to be honest its still a bit of a dread and I think I would probably suck at it because I don't like touristy stuff, I hate taking photos, and I'm really bad at giving directions or making what seems interesting to me palatable to the general public.
I just want to be alone in a foreign land, get lost and yet be enthralled and amazed by every single thing I see.
How the color of the brick in Florence can look so different from the one in Rome.
How there is a sudden piece of ruin in the middle of the street pavement in Istanbul.
How there is a castle ruin hidden in a park behind my B&B in Ephesus.
I just want to be continually amazed.
I just realised that all I want, is to be a kid once again.
Oh cruel cruel life.......
Damn you for letting me wish an impossible dream...
Friday, March 11, 2016
Wednesday, September 21, 2011
Old horses
Today I was having a chat over lunch with a colleague of mine. Both of us had been in the industry for almost the same period of time, and having been through the ups and downs in the markets over the years, we are started to feel jaded about the job lately esp given the current market conditions.
After the lehmans crisis, i think any bankers that have gone through that would start to be more defensive with customer's portfolio. Sometimes, we tend to over-think. We are afraid of committing customers to risk even though customers might be ok with it themselves. Think the 'trauma' still linger on with us.
In comparisons, those that are newer in the industry are simply lapping up everything the research reports are saying, and in their eagerness to prove themselves, are getting customers into increasingly aggressive positions despite current market uncertainty.
I don't want to say they are wrong to do that. Maybe we are really over-thinking it. Maybe nothing will happen. Maybe everything will turn out fine. Bull markets might be just round the corner and everyone will be making money and be happy once again. Like the good old days circa 2006.
I just don't really believe it.
End of the day, we bankers are hired by the banks to sell products to customers. Regardless of how you want to call it, re-balancing, positioning, portfolio allocation, financial planning etc, end of the day, we want to make a sale out of it, the bank wants us to sell to customers so that they earn the revenue. Bankers want to sell to you cos they want to earn that commission. We don't sell, the bank loses money on paying our salary, therefore, to cut their losses, the bank cuts your job. Its just business. Nothing personal.
But when personal feelings start to get in the way, maybe it's not the right job for you anymore
After the lehmans crisis, i think any bankers that have gone through that would start to be more defensive with customer's portfolio. Sometimes, we tend to over-think. We are afraid of committing customers to risk even though customers might be ok with it themselves. Think the 'trauma' still linger on with us.
In comparisons, those that are newer in the industry are simply lapping up everything the research reports are saying, and in their eagerness to prove themselves, are getting customers into increasingly aggressive positions despite current market uncertainty.
I don't want to say they are wrong to do that. Maybe we are really over-thinking it. Maybe nothing will happen. Maybe everything will turn out fine. Bull markets might be just round the corner and everyone will be making money and be happy once again. Like the good old days circa 2006.
I just don't really believe it.
End of the day, we bankers are hired by the banks to sell products to customers. Regardless of how you want to call it, re-balancing, positioning, portfolio allocation, financial planning etc, end of the day, we want to make a sale out of it, the bank wants us to sell to customers so that they earn the revenue. Bankers want to sell to you cos they want to earn that commission. We don't sell, the bank loses money on paying our salary, therefore, to cut their losses, the bank cuts your job. Its just business. Nothing personal.
But when personal feelings start to get in the way, maybe it's not the right job for you anymore
Wednesday, May 4, 2011
PM Lee apology
Credit where credit is due, it's refreshing to hear PM Lee admitting and apologizing for 'mistakes' that had been made over the years. It is also admirable of him to stand up to MM Lee and tell voters that he does not feel the same way, and that he sending a reminder (to his dad no less) that he is now the man in charge.
However, the timing and sincerity of the apology left many questions unanswered. Why now?
If the apology had came IMMEDIATELY after the mishaps, I would have praised PAP for finally manning up and admitting to their fallacies.
If the apology had came AFTER THE ELECTIONS, after their expected re-entry as the legit govt for the next 5 years, I would have praised them for being a gentleman, and looked forward to see them carrying out changes.
Now, with the apology coming in the heat of the elections, after denying that there was a problem for so long, why now?? Pressure from opposition?? It seemed to lend weight to the opposition's argument that having a 'co-driver' or simply someone to watch over and instil pressure on the incumbent to do what they are supposed to do, and do it better. Yet another own goal from the PAP?
To PM Lee, thanks for taking the effort, I may give my vote to you as a person if I still reside in Amk, but I do not thing that your party is deserving of it.
However, the timing and sincerity of the apology left many questions unanswered. Why now?
If the apology had came IMMEDIATELY after the mishaps, I would have praised PAP for finally manning up and admitting to their fallacies.
If the apology had came AFTER THE ELECTIONS, after their expected re-entry as the legit govt for the next 5 years, I would have praised them for being a gentleman, and looked forward to see them carrying out changes.
Now, with the apology coming in the heat of the elections, after denying that there was a problem for so long, why now?? Pressure from opposition?? It seemed to lend weight to the opposition's argument that having a 'co-driver' or simply someone to watch over and instil pressure on the incumbent to do what they are supposed to do, and do it better. Yet another own goal from the PAP?
To PM Lee, thanks for taking the effort, I may give my vote to you as a person if I still reside in Amk, but I do not thing that your party is deserving of it.
Tuesday, May 3, 2011
Growth and share package
This morning I encountered a long queue outside a local bank at 830am. Opening hour is 9am, but there was easily more than 50 people already in the queue which is far more than normal. I later realised that it was for the encashment of growth and share package cheque.
I remember when I used to work in our local banks, queues like these formed into the hundreds before branch opens during periods like this. Most of these people are the elderly and retirees which needs more attention in filling up forms or where to go etc so we try to help out the best we can.
I remember asking an elderly customer once.
"Why so kiasu auntie?" I said jokingly. "Wait a few more days then encash lah, or just drop into the quick cheque deposit box, tomorrow after 2pm can withdraw via ATM, no need to queue."
I can still remember what she said even now.
"Ah di, auntie no money already. Don't encash now how I am going to buy food for my next meal? I don't have any bank accounts with any banks as I cannot afford the minimum balance required and the banks keep deducting money from me every month!"
There are a lot more of these 'aunties' that I used to encounter almost on daily basis. They are mostly uneducated, illiterate and needs help to use machines or read the english letters the bank sent out. It seemed like the world has passed them by. Worst of all, they did not realised it.
They know that things are getting more expensive, but they don't understand why.
They know that jobs are getting more difficult to come by, but they don't understand why.
What they 'know' is that the government is 'helping' them by giving them money to spend. So they keep voting for the party that is actually causing them their problems in the first place.
Sad.
I remember when I used to work in our local banks, queues like these formed into the hundreds before branch opens during periods like this. Most of these people are the elderly and retirees which needs more attention in filling up forms or where to go etc so we try to help out the best we can.
I remember asking an elderly customer once.
"Why so kiasu auntie?" I said jokingly. "Wait a few more days then encash lah, or just drop into the quick cheque deposit box, tomorrow after 2pm can withdraw via ATM, no need to queue."
I can still remember what she said even now.
"Ah di, auntie no money already. Don't encash now how I am going to buy food for my next meal? I don't have any bank accounts with any banks as I cannot afford the minimum balance required and the banks keep deducting money from me every month!"
There are a lot more of these 'aunties' that I used to encounter almost on daily basis. They are mostly uneducated, illiterate and needs help to use machines or read the english letters the bank sent out. It seemed like the world has passed them by. Worst of all, they did not realised it.
They know that things are getting more expensive, but they don't understand why.
They know that jobs are getting more difficult to come by, but they don't understand why.
What they 'know' is that the government is 'helping' them by giving them money to spend. So they keep voting for the party that is actually causing them their problems in the first place.
Sad.
Saturday, April 30, 2011
My 1st rally this year
I attended my 1st rally of the year in serangoon stadium last night. It feels like a festival. WP flags, books, newsletters are being peddled around for a fee, people are sitting in and outside the stadium with the whole family, everyone seemed excited. But excited about what??
I paid $2 for a party flag, treating it as a small donation to the party's causes, and went into the stadium. Overwhelming crowd, sea of people everywhere. From the entrance, I couldn't see where the stage is, let alone identify who is speaking and on what issues. Finally managed to squeeze my way in eventually to have a better listen. In all honestly, the whole experience was a bit underwhelming, I had looked forwarded to and expected a better speech with more substance especially from CSM, but what disappointed me more was actually the crowd.
As impressive as the large numbers in the crowd may seem, a majority of them didn't seemed to be there to listen to the candidates speaking, to learn about what the party is doing or trying to do for them. I saw many simply having a picnic in the middle of the field, taking pictures, busy tweeting/facebooking then really listening to what is being said. To many, it's simply nothing more than a novelty, a form of 'entertainment'. Is it a new fad, especially for the younger crowd, to be seen as anti-establishment, a rebel? To be seen at an opposition rally? To take photos and 'check-in' on facebook just because its cool to be seen there?
Personally, that is not my ward. But I was there because I wanted to see how WP had evolved. The party is contesting in my ward, albeit with a different team. Not the 'A-team', but I wanted to get more of a feel on the party, and how they would make things better for us. I remember visiting quite alot of election rallies the last time round and the crowd was visibly different. There is a sense that people were taking things more seriously. This time round, people seemed to be taking it as entertainment, and the speakers seemed to be playing to the crowd as well, making generalistic popular statements that evoke emotions but doesn't really say too much.
I had hoped this election will be different.
I had hoped that it will be a next step towards a better future for us.
But I am not feeling so optimistic.
Lets pray it doesn't end 87 - 0
I paid $2 for a party flag, treating it as a small donation to the party's causes, and went into the stadium. Overwhelming crowd, sea of people everywhere. From the entrance, I couldn't see where the stage is, let alone identify who is speaking and on what issues. Finally managed to squeeze my way in eventually to have a better listen. In all honestly, the whole experience was a bit underwhelming, I had looked forwarded to and expected a better speech with more substance especially from CSM, but what disappointed me more was actually the crowd.
As impressive as the large numbers in the crowd may seem, a majority of them didn't seemed to be there to listen to the candidates speaking, to learn about what the party is doing or trying to do for them. I saw many simply having a picnic in the middle of the field, taking pictures, busy tweeting/facebooking then really listening to what is being said. To many, it's simply nothing more than a novelty, a form of 'entertainment'. Is it a new fad, especially for the younger crowd, to be seen as anti-establishment, a rebel? To be seen at an opposition rally? To take photos and 'check-in' on facebook just because its cool to be seen there?
Personally, that is not my ward. But I was there because I wanted to see how WP had evolved. The party is contesting in my ward, albeit with a different team. Not the 'A-team', but I wanted to get more of a feel on the party, and how they would make things better for us. I remember visiting quite alot of election rallies the last time round and the crowd was visibly different. There is a sense that people were taking things more seriously. This time round, people seemed to be taking it as entertainment, and the speakers seemed to be playing to the crowd as well, making generalistic popular statements that evoke emotions but doesn't really say too much.
I had hoped this election will be different.
I had hoped that it will be a next step towards a better future for us.
But I am not feeling so optimistic.
Lets pray it doesn't end 87 - 0
Wednesday, April 27, 2011
Respect
Really salute Mr Low Thia Khiang for his decision to move out of his comfort zone in Hougang and contest a GRC in Aljunied. Put me in the same position and I may not have the guts and resolve to do what he did. He could pretty much stay put and keep on doing the same job which he had been doing very well, and drawing a high 'allowance' at the same time. He could treat it as his own little retirement village, a little bit like a small village chief in the old days, where he will live a comfortable life, and commands respect from the people in Hougang.
I used to live in Hougang a long long time again. Long before I knew anything about politics. To me, Hougang was never any different from the nearby AMK (which I moved to next), nice housing, amenities, places of worship etc. Only real 'difference' or question to me at that time was why there are no MRT there. I did not feel that it had been in anyway 'shortchanged' or disadvantaged. There is no reason for me to feel that way.
Only much later in life, just like in the matrix movie, after taking the red pill, did I realise how many things work in our uniquely Singapore context. Learnt new terms, such as 'pork barrel politics', 'gerrymandering', 'character assassination' and 'fear-mongering'.
I often see Mr Low when I visit Hougang. I even see him around my estate once or twice over the last couple of years even though he isn't contesting here. Rumor has it that he attends every single funeral wake or wedding banquets held in Hougang. Not sure how much truth there is to it, but if true, speaks volume for his character. To voters living in PAP wards, I pose this question, "when was the last time you ever saw your MP if they didn't need something (ie your votes) from you?" For me, its easier to strike 4d than to meet my MP.
By choosing this route, he is basically forcing voters that are still sitting on the fence to make a decision. To break status quo. To bring WP and opposition in Singapore to the next level. I sincerely hope he succeed. Its not going to be easy, especially against George Yeo who seemed to be genuinely well-liked by many and to give credit where its due, had been doing a pretty decent job as a foreign minister. The other members in his team are certainly no TPLs and can be counted on to stand on their own feet, but the WP team seems intent to match them all the way by fielding an very impressive lineup as well.
For this election, I finally decided to start doing something. I've volunteered my services as a polling/counting agent with WP.
A small step forward, may it lead to a big leap next.
I used to live in Hougang a long long time again. Long before I knew anything about politics. To me, Hougang was never any different from the nearby AMK (which I moved to next), nice housing, amenities, places of worship etc. Only real 'difference' or question to me at that time was why there are no MRT there. I did not feel that it had been in anyway 'shortchanged' or disadvantaged. There is no reason for me to feel that way.
Only much later in life, just like in the matrix movie, after taking the red pill, did I realise how many things work in our uniquely Singapore context. Learnt new terms, such as 'pork barrel politics', 'gerrymandering', 'character assassination' and 'fear-mongering'.
I often see Mr Low when I visit Hougang. I even see him around my estate once or twice over the last couple of years even though he isn't contesting here. Rumor has it that he attends every single funeral wake or wedding banquets held in Hougang. Not sure how much truth there is to it, but if true, speaks volume for his character. To voters living in PAP wards, I pose this question, "when was the last time you ever saw your MP if they didn't need something (ie your votes) from you?" For me, its easier to strike 4d than to meet my MP.
By choosing this route, he is basically forcing voters that are still sitting on the fence to make a decision. To break status quo. To bring WP and opposition in Singapore to the next level. I sincerely hope he succeed. Its not going to be easy, especially against George Yeo who seemed to be genuinely well-liked by many and to give credit where its due, had been doing a pretty decent job as a foreign minister. The other members in his team are certainly no TPLs and can be counted on to stand on their own feet, but the WP team seems intent to match them all the way by fielding an very impressive lineup as well.
For this election, I finally decided to start doing something. I've volunteered my services as a polling/counting agent with WP.
A small step forward, may it lead to a big leap next.
DBS ramps up offerings to high net worth clients
From Todayonline:
Hmm... is it just me or is this new DBS CEO trying to mimic his previous employer? Even the name and the criteria is exactly the same. Just like their adding of 'specialists' and 'consultants' to the investment team. Similarly, can't even be bothered to change a title.
Let me guess what next. Instant credit card issuance? hmmm...
Sure makes the job look easy.
DBS ramps up offerings to high net worth clients
10:30 PM Apr 26, 2011
SINGAPORE - As part of its strategy to grow its assets under management from US$35 billion (S$43 billion) to US$50 billion in the next three years, DBS is ramping up its offerings to the high net-worth segment through a new wealth management platform.
Called Treasures Private Client, the platform is a one-stop shop of private banking and consumer banking solutions to give clients access to everyday transactional banking, along with investment offerings.
Analysts estimate that the number of high net worth individuals, with upwards of US$1 million of investable assets, is set to grow by 40 per cent in Asia in the next three years. Wealth amassed by such individuals in Asia is seen growing by US$80 billion in the same period.
Ms Pearlyn Phau, managing director and regional head, DBS Treasures, said, "We will roll Treasures Private Client out to Singapore and Hong Kong as these are the two key markets. We will roll it out to the rest of our key markets in due course."
"In terms of the growth of our customers in the US$1 million to US$3 million wealth bands, we see exponential growth in the next three years. So this will be the target market we're looking at," she said.
DBS also said that the new platform will have a team of 200 staffers, of which 30 to 40 per cent will be new hires.
Hmm... is it just me or is this new DBS CEO trying to mimic his previous employer? Even the name and the criteria is exactly the same. Just like their adding of 'specialists' and 'consultants' to the investment team. Similarly, can't even be bothered to change a title.
Let me guess what next. Instant credit card issuance? hmmm...
Sure makes the job look easy.
Tuesday, April 26, 2011
I'm getting a bit of news overload lately. My RSS feeds are filled with election news. The local papers are full of articles glorifying the incumbents while the online articles are mainly full of articles 'de-glorifying' them. Its getting real predictable and boring.
Latest topic now is of cos on the sexual orientation of the SDP candidate, and the way the news was brought out. Now you really know things are in full swing.
Typical.Gutter.Shit.
Honestly unable to garner up any respect for any single of these incumbent MPs/ministers. Totally full of shit and out of touch. Yes, I do witness a lot of stupid singaporeans on a daily basis, but are they really the majority? Will they not be able to see through the bullshit and stunts that you are trying to pull?
Latest topic now is of cos on the sexual orientation of the SDP candidate, and the way the news was brought out. Now you really know things are in full swing.
Typical.Gutter.Shit.
Honestly unable to garner up any respect for any single of these incumbent MPs/ministers. Totally full of shit and out of touch. Yes, I do witness a lot of stupid singaporeans on a daily basis, but are they really the majority? Will they not be able to see through the bullshit and stunts that you are trying to pull?
Monday, April 25, 2011
random
Not feeling well over the last couple of days. Basically slept the long weekend away.. sigh... after working so hard, thought I can finally have some time to do my personal stuff. oh well..
Thought i would go home earlier to rest since not feeling so good. Ended up reaching home after 9pm. sigh...
But I spent some time talking to a colleague. Someone junior who I can see works really hard, but is not getting the results that others are getting. Kinda reminded me of myself when I was just starting out in the industry. Unlike me though, he asked. And unlike my seniors back then, I shared and taught.
I remembered back then, I never really asked anyone anything. I tried initially, but very soon I realised, being in a sales role where a newbie is potentially your competitor, the culture is such that the seniors either can't be bothered to even talk to you, or will only teach you the bare minimum, or worse, teach you the wrong things on purpose. I'm kinda glad to be out of that kinda environment.
Speaking of environment, my current workplace is a surprisingly comfortable environment to work in. Despite some hiccups and the obvious sales vs all other departments problems, I have enjoyed working here thus far as compared to my previous workplace. Less politics, less stress, more bonding. Pretty lucky and happy to end up where I am, its just the sales targets that are killing me.
I wonder how long it can last though.
Obviously when the numbers are not there, the stress will come in, and attrition will kick in soon. Then its a whole new process of getting used to new people again. I wonder how many more times I will go through this cycle.
Meet with an old friend for lunch today. Things seemed to be going well for him. Having been working overseas pretty much half the time over the last couple of years, he's finally getting his posting back to Singapore soon. He's planning his wedding and its going to be 2 days before my birthday. haha
Started talking about housing and costs of living and inevitably, on the upcoming elections. He seemed to be very optimistic about change coming along soon. I, however, is not feeling so. I just hope we don't end up with just one opposition seat for the next 5 years.
Thought i would go home earlier to rest since not feeling so good. Ended up reaching home after 9pm. sigh...
But I spent some time talking to a colleague. Someone junior who I can see works really hard, but is not getting the results that others are getting. Kinda reminded me of myself when I was just starting out in the industry. Unlike me though, he asked. And unlike my seniors back then, I shared and taught.
I remembered back then, I never really asked anyone anything. I tried initially, but very soon I realised, being in a sales role where a newbie is potentially your competitor, the culture is such that the seniors either can't be bothered to even talk to you, or will only teach you the bare minimum, or worse, teach you the wrong things on purpose. I'm kinda glad to be out of that kinda environment.
Speaking of environment, my current workplace is a surprisingly comfortable environment to work in. Despite some hiccups and the obvious sales vs all other departments problems, I have enjoyed working here thus far as compared to my previous workplace. Less politics, less stress, more bonding. Pretty lucky and happy to end up where I am, its just the sales targets that are killing me.
I wonder how long it can last though.
Obviously when the numbers are not there, the stress will come in, and attrition will kick in soon. Then its a whole new process of getting used to new people again. I wonder how many more times I will go through this cycle.
Meet with an old friend for lunch today. Things seemed to be going well for him. Having been working overseas pretty much half the time over the last couple of years, he's finally getting his posting back to Singapore soon. He's planning his wedding and its going to be 2 days before my birthday. haha
Started talking about housing and costs of living and inevitably, on the upcoming elections. He seemed to be very optimistic about change coming along soon. I, however, is not feeling so. I just hope we don't end up with just one opposition seat for the next 5 years.
Thursday, April 7, 2011
Finally booked a flat today. A cool half million for a HDB flat. Sigh... Seriously doubt its going to have any resale value or significant price appreciation for this area, its probably going to be another one of my poor investment choices. 80% loan at 2.6% HDB HL rate for 30 years. Monthly installment ~$1600/mth. 400,000 compounded 30 years equivalent ~$860,000. Seriously craaaaaaazy.....
End of the day, I suppose I should stop thinking of it so much of an investment but more as a home. Even if it never appreciates in price, I suppose its somewhere I'm willing to live in until I die. Welcome to a life of mediocrity, a life of middle income class.
Gotta start working harder. 3 more years to completion, 2 more years at most for me to really start saving up. Earn as much as I can, hopefully by then I would have upped my corporate rank and basic pay so that can move on to the next stage into a less stressful department and still have a comfortable enough income to maintainthe lifestyle i want a family.
A family... kinda a scary thought.
By the time the house is completed, need to get married...... so.. finally came to this...
The thought of it is pretty daunting. I'm always someone who values privacy. I love being alone, hate crowds, doesn't like socializing. All the wedding dinners, ceremonies, photo taking etc... the thought of it alone is enough to put me off.. add to it the yearly cny dinners, birthdays, festives and what nots... its like my perpetual nightmare x2.
I wish I didn't have to go through all these.
But that's how life is I suppose..
That's how my life is now and going to be.
This is it.
I wish I still dared to dream.
End of the day, I suppose I should stop thinking of it so much of an investment but more as a home. Even if it never appreciates in price, I suppose its somewhere I'm willing to live in until I die. Welcome to a life of mediocrity, a life of middle income class.
Gotta start working harder. 3 more years to completion, 2 more years at most for me to really start saving up. Earn as much as I can, hopefully by then I would have upped my corporate rank and basic pay so that can move on to the next stage into a less stressful department and still have a comfortable enough income to maintain
A family... kinda a scary thought.
By the time the house is completed, need to get married...... so.. finally came to this...
The thought of it is pretty daunting. I'm always someone who values privacy. I love being alone, hate crowds, doesn't like socializing. All the wedding dinners, ceremonies, photo taking etc... the thought of it alone is enough to put me off.. add to it the yearly cny dinners, birthdays, festives and what nots... its like my perpetual nightmare x2.
I wish I didn't have to go through all these.
But that's how life is I suppose..
That's how my life is now and going to be.
This is it.
I wish I still dared to dream.
Monday, April 4, 2011
Thoughts on CNA TV debate forum
Touted as first time ever in Singapore, unedited, uncensored. It got me all excited staying in on a Saturday night to catch it. Honestly, I was kinda disappointed but I probably got my hopes up a bit too high. Some positives to take away from the whole show though, and it certainly changed my opinions on some of the parties involved. A very good writeup on the performance of the participants are provided here Just like to add some individual comments.
Vincent Wijeysingha from SDP really wooed me. To me and I believe alot of other Singaporeans, the SDP is a party characterized by CSJ. Love him or hate it, its a there isn't much middle ground. Often seen as extreme and attention seeking party by many, I'm pleasantly surprised to see someone like Vincent who speaks well, calm and collected, making decent points for us to think about along the way and backs up his arguments with facts instead of succumbing to emotions. Based on the performance of all present at the debate, he would get be the one getting my vote. 9/10
Minister Tharman was pretty decent too. The 2nd best performance in the entire debate. Calm, speaks clearly, and comes across as sincere and genuine. Didn't say anything that we haven't already heard but doesn't come across as snobbish at all which is not something I can say for most PAP candidates. 8/10
Gerald Giam from WP did decent. Not spectacular, seems to show some nerves, but able to articulate and brings his point across. Nowhere as witty as Vincent from SDP, but bring up some valid points and comes across as genuine was well. Does have a mummy's boy feeling though. Need more experience and perhaps a stronger guiding hand. 6.5/10
Josephine Teo from PAP came across as scripted and fake to me. Maybe I'm biased, but she seemed to have a condensing look and tone when speaking to the opposition which I personally can't stand. Didn't offer much at all. 4/10
Nazem Suki from SDA looks very uncomfortable. The way he keep looking at the fellow opposition members when he speaks and constantly asking for reassurance doesn't inspire confidence. I ended the show not really knowing what he or his party stands for. 4/10
Lina Chiam from SPP comes away from the debate rock bottom. Honestly, whenever the camera pans to her, I cringe a little. There was this period she totally went blank and tried to blame it on a headache or something which I felt totally disgraceful. Did she fall asleep while the others are talking?? I don't know how I can trust a person like this with my vote. 0/10
Vincent Wijeysingha from SDP really wooed me. To me and I believe alot of other Singaporeans, the SDP is a party characterized by CSJ. Love him or hate it, its a there isn't much middle ground. Often seen as extreme and attention seeking party by many, I'm pleasantly surprised to see someone like Vincent who speaks well, calm and collected, making decent points for us to think about along the way and backs up his arguments with facts instead of succumbing to emotions. Based on the performance of all present at the debate, he would get be the one getting my vote. 9/10
Minister Tharman was pretty decent too. The 2nd best performance in the entire debate. Calm, speaks clearly, and comes across as sincere and genuine. Didn't say anything that we haven't already heard but doesn't come across as snobbish at all which is not something I can say for most PAP candidates. 8/10
Gerald Giam from WP did decent. Not spectacular, seems to show some nerves, but able to articulate and brings his point across. Nowhere as witty as Vincent from SDP, but bring up some valid points and comes across as genuine was well. Does have a mummy's boy feeling though. Need more experience and perhaps a stronger guiding hand. 6.5/10
Josephine Teo from PAP came across as scripted and fake to me. Maybe I'm biased, but she seemed to have a condensing look and tone when speaking to the opposition which I personally can't stand. Didn't offer much at all. 4/10
Nazem Suki from SDA looks very uncomfortable. The way he keep looking at the fellow opposition members when he speaks and constantly asking for reassurance doesn't inspire confidence. I ended the show not really knowing what he or his party stands for. 4/10
Lina Chiam from SPP comes away from the debate rock bottom. Honestly, whenever the camera pans to her, I cringe a little. There was this period she totally went blank and tried to blame it on a headache or something which I felt totally disgraceful. Did she fall asleep while the others are talking?? I don't know how I can trust a person like this with my vote. 0/10
Thursday, March 31, 2011
rants
Feeling kinda lousy. Sometimes, I feel like I'm doing ok, somedays I feel like I'm doing great, today is one of those days where I basically feel like shit.
Stumbled upon one of my old classmate's record at work today. Finding the name oddly familiar, I did a double check and realised that it was an old uni mate of mine. 5 years since we both parted ways, 5 years since we both started working. We keep in touch every now and then, maybe once a year or so. He's based overseas, so basically I buy him dinner and drinks when he's back, he'll do the same for me when I visit. I know he's doing well, he was always really one step ahead of me all the time back in the days. I get a B, he would get an A. I get an A, he would get A+. I ended up with 2nd class honors, he grabbed 1st class. Sort of a friendly competition really. We motivated each other to do better.
I just didn't expect him to be doing so much better than me.
I always thought I am just one step behind. Now I realised that I have actually been left far behind.
He's living the expatriate lifestyle I wished about, getting the paycheck I'm still working my ass off for, avoiding all the reservists that I keep getting called up for. This sucks. Makes me wonder what the hell am I doing?!
Working for 5 years now. I wouldn't say I really excelled in work, but I do decent. Not the top, but definitely above the average worker. And I got satisfied with it. I started to accept that a simple life is fine. I have my gal and we spend time, do simple stuff and I thought I am happy with it. I supposed deep inside I'm not, no matter how I try to lie to myself about it. I am still a deeply competitive, deeply materialistic person that measures ones worth through monetary means.
Just applied for a HDB flat last month and was offered to go for selection next week. I was pleased. For a while. Then I realised how much my expectations had dropped. I was happy with a place. Any place. I always thought my first property would come before 30, and it would be a condo. Where I can do my favorite exercise of swimming every single day, maybe even twice a day. Where I do not need to pay season parking for my car. To be fair, I started saving up when I started working 5 years ago, at that time, a suburban condo is going for $500,000 or so. Ironically, my new HDB flat is going to cost me almost that much if not more. And I no longer owned, or have any desire to own a car anymore. With the crazy traffic and ERP everywhere, I pay more to arrive later than by train. Although its a more uncomfortable squeeze, but I realised that I am ok with it now. How much exactly have I digress?
I keep asking myself, have I matured and become real pragmatic? Or have I simply given up dreaming that my life is going to turn out any better than it is now? I honestly do not know how much harder I can work, I'm clock a minimum of 12 hours daily, somedays even more. I work Saturdays, and I even feel guilty not working on Sundays! Despite it all, I'm not even sure if I'm gng to hit half of a MP's 'allowance'. Can someone tell me how I can get that part time job? It's even better than Australia's 'best job in the world'!
Stumbled upon one of my old classmate's record at work today. Finding the name oddly familiar, I did a double check and realised that it was an old uni mate of mine. 5 years since we both parted ways, 5 years since we both started working. We keep in touch every now and then, maybe once a year or so. He's based overseas, so basically I buy him dinner and drinks when he's back, he'll do the same for me when I visit. I know he's doing well, he was always really one step ahead of me all the time back in the days. I get a B, he would get an A. I get an A, he would get A+. I ended up with 2nd class honors, he grabbed 1st class. Sort of a friendly competition really. We motivated each other to do better.
I just didn't expect him to be doing so much better than me.
I always thought I am just one step behind. Now I realised that I have actually been left far behind.
He's living the expatriate lifestyle I wished about, getting the paycheck I'm still working my ass off for, avoiding all the reservists that I keep getting called up for. This sucks. Makes me wonder what the hell am I doing?!
Working for 5 years now. I wouldn't say I really excelled in work, but I do decent. Not the top, but definitely above the average worker. And I got satisfied with it. I started to accept that a simple life is fine. I have my gal and we spend time, do simple stuff and I thought I am happy with it. I supposed deep inside I'm not, no matter how I try to lie to myself about it. I am still a deeply competitive, deeply materialistic person that measures ones worth through monetary means.
Just applied for a HDB flat last month and was offered to go for selection next week. I was pleased. For a while. Then I realised how much my expectations had dropped. I was happy with a place. Any place. I always thought my first property would come before 30, and it would be a condo. Where I can do my favorite exercise of swimming every single day, maybe even twice a day. Where I do not need to pay season parking for my car. To be fair, I started saving up when I started working 5 years ago, at that time, a suburban condo is going for $500,000 or so. Ironically, my new HDB flat is going to cost me almost that much if not more. And I no longer owned, or have any desire to own a car anymore. With the crazy traffic and ERP everywhere, I pay more to arrive later than by train. Although its a more uncomfortable squeeze, but I realised that I am ok with it now. How much exactly have I digress?
I keep asking myself, have I matured and become real pragmatic? Or have I simply given up dreaming that my life is going to turn out any better than it is now? I honestly do not know how much harder I can work, I'm clock a minimum of 12 hours daily, somedays even more. I work Saturdays, and I even feel guilty not working on Sundays! Despite it all, I'm not even sure if I'm gng to hit half of a MP's 'allowance'. Can someone tell me how I can get that part time job? It's even better than Australia's 'best job in the world'!
Wednesday, March 30, 2011
On smear campaigns against Tin Pei Ling
I'll put this across bluntly. People of jealous of this gal.
I'll put my hand up and admit it. I am jealous of her, I truly am. Because like many of the netizens, I feel that even I could make a better candidate than her. Nothing against her personally, she's probably a nice gal and all, your average gal next door, but its like.. she just lacks depth... What does she stands for? Who is she speaking for? Her biggest regret is not having brought her parents to Universal Studio?! I mean, seriously??? WTF?! Honestly, with people like her as your MP is like having Ris Low as Miss Singapore. It really really doesn't put Singapore in very good light. Is this really the best we got?
Irregardless, she is going to be someone, that apart from keeping her high-paying day job, gets another 'part-time' job that not only is probably going to pay higher than what you are getting in your full time job, YOU, as a tax payer are going to pay for it and there is nothing you can do about it cos of this bloody joke called the GRC.
In essence, the PAP could put their favorite tea-lady from the minister office say in MM Lee's GRC ward. She could be your next MP! So what if she may hail from China and doesn't speak a word of english and never attended school in her life? What are you going to do about it? You can be a degree holder and work yourself to death and chances are you would not be getting more than her 'part-time' job. To add insult to injury, the money you worked so hard to earn, goes into funding the fat paychecks of people like these. Are we suckers or what?! Angry? No, I'm JEALOUS!
Thats why everyone hates her. They want to be in her shoes.
I'll put my hand up and admit it. I am jealous of her, I truly am. Because like many of the netizens, I feel that even I could make a better candidate than her. Nothing against her personally, she's probably a nice gal and all, your average gal next door, but its like.. she just lacks depth... What does she stands for? Who is she speaking for? Her biggest regret is not having brought her parents to Universal Studio?! I mean, seriously??? WTF?! Honestly, with people like her as your MP is like having Ris Low as Miss Singapore. It really really doesn't put Singapore in very good light. Is this really the best we got?
Irregardless, she is going to be someone, that apart from keeping her high-paying day job, gets another 'part-time' job that not only is probably going to pay higher than what you are getting in your full time job, YOU, as a tax payer are going to pay for it and there is nothing you can do about it cos of this bloody joke called the GRC.
In essence, the PAP could put their favorite tea-lady from the minister office say in MM Lee's GRC ward. She could be your next MP! So what if she may hail from China and doesn't speak a word of english and never attended school in her life? What are you going to do about it? You can be a degree holder and work yourself to death and chances are you would not be getting more than her 'part-time' job. To add insult to injury, the money you worked so hard to earn, goes into funding the fat paychecks of people like these. Are we suckers or what?! Angry? No, I'm JEALOUS!
Thats why everyone hates her. They want to be in her shoes.
Saturday, March 19, 2011
Fukushima 50
I really admire the Fukushima 50 team that is willing to put their lives on the line for the greater good. Instinctively if I were to be placed in the same position, I'll probably tell you that I'm willing to do it too. But realistically, unless I'm bought up in a closed culture like japan, it's very unlikely that I'll feel willing to sacrifice myself. To put it in our local context, would I do it? I probably would have said yes 10 years ago when I still feel a shred of nationalist pride. Not anymore when everywhere I looked are 'outsiders' here to leech off us. I dun blame them. As I have said many times, if there is another country or Govt as stupid liberal in immigration and favoring outsiders as much as ours, I would jump at the chance too.
End of the day, what I'm trying to say here is that as much as I admire the Fukushima 50, chances of me ever being willing to do so have fallen dramatically over the years. Unless the day comes again to make me feel this is my home once again, a home where it's willing to die for me as much as I would be willing to do for it, I'm still gng to be looking for my way out of this shithole
End of the day, what I'm trying to say here is that as much as I admire the Fukushima 50, chances of me ever being willing to do so have fallen dramatically over the years. Unless the day comes again to make me feel this is my home once again, a home where it's willing to die for me as much as I would be willing to do for it, I'm still gng to be looking for my way out of this shithole
Friday, March 18, 2011
Reservist
2 weeks of reservist passed in a flash. 1 more week to go before heading back to work.
To be honest, I hate reservist. I find that its a fucking waste of my time, esp when I am in a sales role. In sales, you need to find the momentum, to keep building the relationship with your clients, and just when you feel that you are doing so, you are on track, bamm! you're off for 3 weeks of reservist doing some mindless fuck shit that is going to cost me much more than whatever makeup pay you can give me. I dun care about some $9000 that I will get for serving 10 years of reservist. Its not even in cash, while I would gladly hand over $9000 or even $18,000 in CASH to the government to stop bothering me and leave me alone! I have already given up 2.5 years of my youth, watching me fall behind my female and other foreigners classmates. Its still not enough and you are fully intent to suck another 10 years out of me. WTF?!
I was IT trained back in the days, and given the speed IT moves, after my NS, all I have is a diploma cert that is nothing more than a irrelevant piece of paper and zero working experience, which of cos puts me at a major disadvantage. So what if I had 'sacrificed' my youth to the nation? What do I get in return? Does any employer care? So what if I had gotten a grading of 'Outstanding' in my NS certificate of conduct? Do you have any 'real life' working experience? They used to say that army makes you a man, well, I can't refute that in all honesty. I have never ever felt like a failure anytime in my life until after army when I tried to find work. Every employer puts me down until I almost believed I am a failure. I'll never forget an interviewer telling me that they can get a graduate with experience from overseas for lesser than what I would cost them, so why should they hire me? Sigh... those days were past. My angst are gone. More or less. Somehow I ended up in a different industry, something that I don't really have a passion about, something that I never considered myself doing, but thankfully, I'm still doing decently. I do often wondered though, how things might have been if I had been given the chance to pursue my passion....
Still, life goes on irregardless, so I do try to find positives in it. I try to take reservist as my annual 'vacation' off from work to recharge and restrategise. I get to meet old friends and new people. I get to get my mind off work for a while. I get interesting views, ideas and perspective from different people, people that I may only meet once a year, or maybe even once in my lifetime. People from different age groups from those very young (just ORD) compared to those that are older (gng to ROD). I don't really have a chance to do so in my social circle, most of my peers are around my age give and take a few years, so its kinda refreshing.
I do miss being young though. Reservist makes me feel, or rather, realised that I'm getting old. Where our topics back then was girls and partying, now its about housing, marriage and kids. The place though makes me feel as if I've stepped into a time wrap. Back to the time where there are no camera phones, no 3G/internet. Newspaper are shared around, amusements can be found in the simplest of things. Back then we are gathered in the 'yellow box' (smoking area) dreaming of our future, 8 years later, we are still standing in the same 'yellow box', but no more dreams. Everyone of us knows how harsh the reality is already, and we're all doing our best to survive in it.
To be honest, I hate reservist. I find that its a fucking waste of my time, esp when I am in a sales role. In sales, you need to find the momentum, to keep building the relationship with your clients, and just when you feel that you are doing so, you are on track, bamm! you're off for 3 weeks of reservist doing some mindless fuck shit that is going to cost me much more than whatever makeup pay you can give me. I dun care about some $9000 that I will get for serving 10 years of reservist. Its not even in cash, while I would gladly hand over $9000 or even $18,000 in CASH to the government to stop bothering me and leave me alone! I have already given up 2.5 years of my youth, watching me fall behind my female and other foreigners classmates. Its still not enough and you are fully intent to suck another 10 years out of me. WTF?!
I was IT trained back in the days, and given the speed IT moves, after my NS, all I have is a diploma cert that is nothing more than a irrelevant piece of paper and zero working experience, which of cos puts me at a major disadvantage. So what if I had 'sacrificed' my youth to the nation? What do I get in return? Does any employer care? So what if I had gotten a grading of 'Outstanding' in my NS certificate of conduct? Do you have any 'real life' working experience? They used to say that army makes you a man, well, I can't refute that in all honesty. I have never ever felt like a failure anytime in my life until after army when I tried to find work. Every employer puts me down until I almost believed I am a failure. I'll never forget an interviewer telling me that they can get a graduate with experience from overseas for lesser than what I would cost them, so why should they hire me? Sigh... those days were past. My angst are gone. More or less. Somehow I ended up in a different industry, something that I don't really have a passion about, something that I never considered myself doing, but thankfully, I'm still doing decently. I do often wondered though, how things might have been if I had been given the chance to pursue my passion....
Still, life goes on irregardless, so I do try to find positives in it. I try to take reservist as my annual 'vacation' off from work to recharge and restrategise. I get to meet old friends and new people. I get to get my mind off work for a while. I get interesting views, ideas and perspective from different people, people that I may only meet once a year, or maybe even once in my lifetime. People from different age groups from those very young (just ORD) compared to those that are older (gng to ROD). I don't really have a chance to do so in my social circle, most of my peers are around my age give and take a few years, so its kinda refreshing.
I do miss being young though. Reservist makes me feel, or rather, realised that I'm getting old. Where our topics back then was girls and partying, now its about housing, marriage and kids. The place though makes me feel as if I've stepped into a time wrap. Back to the time where there are no camera phones, no 3G/internet. Newspaper are shared around, amusements can be found in the simplest of things. Back then we are gathered in the 'yellow box' (smoking area) dreaming of our future, 8 years later, we are still standing in the same 'yellow box', but no more dreams. Everyone of us knows how harsh the reality is already, and we're all doing our best to survive in it.
Tuesday, November 9, 2010
I attended a wedding banquet of an old friend last weekend at one of the 5 star hotel in singapore. It was a relatively low key affair, small ballroom of about 18 tables. Everything was nicely prepared, from cocktail reception to stage to dinner, just what you would expect from a 5 star hotel.
I observed something interesting during the entire dinner. Starting from the cocktail reception, I noticed that almost all the servers are non-singaporeans. I said almost all because I didn't managed to ask all of them, but I spoke to at least up to 10 of them, and none of them answered me in a Singaporean accent. Nothing against them at all, they did provide a wonderful dining experience, and to their credit, a good many of them spoke pretty decent english. By decent I mean I can understand them or that they can understand me by repeating less than 3 times, without wild gesturing and without having speaking to another staff. Yeah, my expectations of decent has really dropped way way down.
I remembered when I was younger, one of the better paying jobs for a teenager is serving at these banquets. If I remembered correctly, it paid about $8 - $12 per hour for a part-timer, and about $1500 - $2000 for a full timer. That was more than 10 years ago though, but for a teenager, and for a lot of semi-retirees, that was pretty decent income. Sadly, I saw none of either lately. I wonder if teenagers these days still do holiday/part-time work? Other than at fast food restaurants, I don't think I've seen them anywhere else. Used to be I see alot of them, especially during the school holidays, especially at banquets, restaurants, retail outlets etc. Nowadays, all I see are foreigners.
Just yesterday, I went shopping at Raffles City. Almost all the shops that I went to are manned by foreigners. I was buying a pair of shoes and I chose a pair and went to the counter for payment. The cashier was a Filipino lady (all smiles and credit to her) and asked for help with her colleague to get a new pair (in english). Her colleague responded to her in mandarin and after some gesturing, I decided to step in to help with the interpretation. I wonder in bemusement initally, why the store manager choose to place just the two of them in the store when they obviously had trouble communicating with each other. Then I realised that its actually a damn smart move. These foreigners obviously work at a local cost to the locals so the store save more and earn more. Being unable to communicate makes them being unable to stand around gossiping and thus focus on working. The Filipino serve all the english speaking customers and the Chinese to serve all the mandarin speaking ones, which basically covers majority of the demographics of the people who shop there.
Smart move to make best use of resources.
I observed something interesting during the entire dinner. Starting from the cocktail reception, I noticed that almost all the servers are non-singaporeans. I said almost all because I didn't managed to ask all of them, but I spoke to at least up to 10 of them, and none of them answered me in a Singaporean accent. Nothing against them at all, they did provide a wonderful dining experience, and to their credit, a good many of them spoke pretty decent english. By decent I mean I can understand them or that they can understand me by repeating less than 3 times, without wild gesturing and without having speaking to another staff. Yeah, my expectations of decent has really dropped way way down.
I remembered when I was younger, one of the better paying jobs for a teenager is serving at these banquets. If I remembered correctly, it paid about $8 - $12 per hour for a part-timer, and about $1500 - $2000 for a full timer. That was more than 10 years ago though, but for a teenager, and for a lot of semi-retirees, that was pretty decent income. Sadly, I saw none of either lately. I wonder if teenagers these days still do holiday/part-time work? Other than at fast food restaurants, I don't think I've seen them anywhere else. Used to be I see alot of them, especially during the school holidays, especially at banquets, restaurants, retail outlets etc. Nowadays, all I see are foreigners.
Just yesterday, I went shopping at Raffles City. Almost all the shops that I went to are manned by foreigners. I was buying a pair of shoes and I chose a pair and went to the counter for payment. The cashier was a Filipino lady (all smiles and credit to her) and asked for help with her colleague to get a new pair (in english). Her colleague responded to her in mandarin and after some gesturing, I decided to step in to help with the interpretation. I wonder in bemusement initally, why the store manager choose to place just the two of them in the store when they obviously had trouble communicating with each other. Then I realised that its actually a damn smart move. These foreigners obviously work at a local cost to the locals so the store save more and earn more. Being unable to communicate makes them being unable to stand around gossiping and thus focus on working. The Filipino serve all the english speaking customers and the Chinese to serve all the mandarin speaking ones, which basically covers majority of the demographics of the people who shop there.
Smart move to make best use of resources.
Friday, October 29, 2010
Having insomnia. Must be the medication keeping me up somehow. Or maybe its just from the lack of work.
Starting my 3rd job in slightly over a year soon. Been clearing leave for a while now while waiting for the new job to start in November. Was thinking lately, did I make the right career decision by leaving my first job?
I was in the job for 3 years. My first banking job. After leaving, I'm starting my 3rd job next week. Its only been a year and 2 months. Why is it that I was able to stay so long in the first job while moving on so quickly thereafter? Was it because the organisation was so good, or was it because of the lack of experience and hence the lack of mobility opportunities? If I had stayed on, would I have progressed better than what I have now?
As a fresh graduate with no banking experience, I remember my first drawn pay was about $2300. Kinda low when I look at it now, but back then, compared to the IT jobs that were not evening offering me $2000, $300/mth made a big enough difference for me to change industry. The learning curve was pretty steep, but I hung on and survived. When I left almost 3 years later, I was only drawing ~$3000, an approximate 10% increment per year. A year later, I'm drawing a basic of ~50% more. After hopping around. Is this what we have to do to get recognition? I honestly did not like this moving around new jobs. I would have preferred to learn and stay and contribute back to the organisation that groomed me. If I had stayed on, would I be drawing the salary I am getting? I honestly doubt so. Do organisation take you for granted?
Starting my 3rd job in slightly over a year soon. Been clearing leave for a while now while waiting for the new job to start in November. Was thinking lately, did I make the right career decision by leaving my first job?
I was in the job for 3 years. My first banking job. After leaving, I'm starting my 3rd job next week. Its only been a year and 2 months. Why is it that I was able to stay so long in the first job while moving on so quickly thereafter? Was it because the organisation was so good, or was it because of the lack of experience and hence the lack of mobility opportunities? If I had stayed on, would I have progressed better than what I have now?
As a fresh graduate with no banking experience, I remember my first drawn pay was about $2300. Kinda low when I look at it now, but back then, compared to the IT jobs that were not evening offering me $2000, $300/mth made a big enough difference for me to change industry. The learning curve was pretty steep, but I hung on and survived. When I left almost 3 years later, I was only drawing ~$3000, an approximate 10% increment per year. A year later, I'm drawing a basic of ~50% more. After hopping around. Is this what we have to do to get recognition? I honestly did not like this moving around new jobs. I would have preferred to learn and stay and contribute back to the organisation that groomed me. If I had stayed on, would I be drawing the salary I am getting? I honestly doubt so. Do organisation take you for granted?
Thursday, September 30, 2010
Moving on.. yet again
Officially tendered my resignation today. Didn't manage to do so successfully on the first attempt, gotta really put my foot down tomorrow. Resignation is never easy for me, its kinda like breaking up in a relationship, which, sad to say, I don't really handle them well either.
Really, the more i think about it, the closer resemblance they hold. When you start a new job, just like a new relationship, you are full or hope and drive, wondering if this is 'the one' that you are looking for. Some people just enter into it for the sake of convenience, not wanting to be without a job/partner, and just holding on while waiting for a better one to come along.
When a better one comes along, the resignation is akin the breaking up part. Some people burn all bridges, some like myself, try to end things cordially, i.e. remain friends. Some work out, some doesn't. Some turn ugly, some you wish to forget...
I really hope this new job, just like my relationship now, is going to be 'the one'
Really, the more i think about it, the closer resemblance they hold. When you start a new job, just like a new relationship, you are full or hope and drive, wondering if this is 'the one' that you are looking for. Some people just enter into it for the sake of convenience, not wanting to be without a job/partner, and just holding on while waiting for a better one to come along.
When a better one comes along, the resignation is akin the breaking up part. Some people burn all bridges, some like myself, try to end things cordially, i.e. remain friends. Some work out, some doesn't. Some turn ugly, some you wish to forget...
I really hope this new job, just like my relationship now, is going to be 'the one'
Wednesday, September 22, 2010
Decision time again
didnt expect it to be so fast, but another offer is coming along after just barely 4 mths into the new job and i am really excited about it. but feeling kinda bad leaving my boss and the other team mates behind so fast, had wanted to soldier on with them, but i think its easier said than done eh?
"man make their own history, but not under the circumstances of their own choosing"
one of my fav from karl marx.
i think its time i started writing a new chapter
"man make their own history, but not under the circumstances of their own choosing"
one of my fav from karl marx.
i think its time i started writing a new chapter
Tuesday, August 31, 2010
$9000 for NSman, big fucking deal
From CNA
To Associate Professor Koo Tsai Kee, if you think your $9000 is such a fucking big deal, why not I pay the govt $9000, fuck, I'll double your money and make it $18000, and you release me from the rest of my reservist liability? I'm already at the 3rd milestone already, so just fucking let me live my life. How about it eh??
MINDEF unveils details of NS Recognition Award
By S Ramesh | Posted: 31 August 2010 1214 hrs
SINGAPORE: The Ministry of Defence (Mindef) has given details of the National Service Recognition Award (NSRA) announced by Prime Minister Lee Hsien Loong at the National Day Rally.
The award is to recognise Singapore citizens who have served national service.
The NSRA is a monetary award of between S$9,000 and S$10,500 for each Singaporean NSman, with commanders getting more.
It will benefit full time and operationally-ready NSmen in service from August 29, the day it was announced by Prime Minister Lee, and will not be retroactive.
The money will be disbursed equally at three significant milestones during the serviceman's full-time training and his Operationally-Ready National Service (ORNS).
Eligible NSmen will receive S$3,000 at each of the milestones, and commanders will get S$500 more each time.
Commanders are those holding third sergeant rank and above in the Singapore Armed Forces, or sergeant and above in the HomeTeam.
Minister of State for Defence, Associate Professor Koo Tsai Kee, said: "They do more... - usually for each in-camp training they come in one or two days earlier if not more to do the planning and they probably stay one or two days later - so they get more.
"We do not want to monetise the contributions of Nsmen, it is the value we place on it. And it is only for Singapore citizens - the signal that the Prime Minister and government (are sending) that Singaporeans come first and Singaporeans are always important.
"This recognition award is to recognise the contributions of Singapore citizens doing national service full-time and the in-camp training cycle. I think S$9,000 is very significant, but the significance goes beyond the S$9,000.
"It is the value the government and the Prime Minister place on the contributions of Singapore citizens. Many Singaporeans think it is the duty to do national service and this S$9,000 comes as a pleasant surprise and great bonus.
"The first S$3,000 is very useful for an NSman finishing NS and enroute to education. They can pay for their tuition fees for at least one year for most courses in NUS, NTU, SMU. The second and third tranche can go into the CPF to pay for housing and other requirements specified by the CPF."
The first milestone is when the serviceman completes his full-time national service. The money will be paid out at the 20th month of service. It will be deposited into the Post-Secondary Education Account (PSEA) to help with further studies.
The second tranche will be paid after the completion of three high-key in-camp training, or five in-camp training stints, whichever is earlier. And the last payment will be when the full Operationally-Ready National Service training cycle is completed.
The second and third milestone awards will be paid in the servicemen's CPF accounts and distributed into the Ordinary, Special and Medisave accounts according to the prevailing CPF contribution rates. The servicemen can use the amount for their housing, healthcare and retirement needs.
As for those who have already completed their entire national service cycle, Prof Koo said: "Government policy has never been retroactive. The first significant milestone is on the 29th of August when the Prime Minister made the statement.
"Many generations who have served NS, like many of us... recognise that we have already benefited from previous policies and this policy is for NSmen going forward."
The disbursement of the National Service Recognition Award will start from February next year.
- CNA/wk/al
To Associate Professor Koo Tsai Kee, if you think your $9000 is such a fucking big deal, why not I pay the govt $9000, fuck, I'll double your money and make it $18000, and you release me from the rest of my reservist liability? I'm already at the 3rd milestone already, so just fucking let me live my life. How about it eh??
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